Compare, analyze hundreds of UK's credit cards and save! Apply Instantly Online!

Virgin's 0% balance transfer deal not the best anymore
Virgin credit card which had the longest 0% balance transfer deal on the market (16 months) is no longer the best balance transfer deal. We are sad to report that Virgin Money reduced the length of this introductory balance transfer deal to 14 months from 16 months.

I have poor credit and need a 0% balance transfer card
A question we often get from our users is how can they get a 0% interest credit card when they have poor credit history. Unfortunately the short answer is you can't. To be eligible for the 0% Balance Transfer cards you need to have good or excellent credit history.

uk borrowers

Over a million UK borrowers paid mortgage with credit card
According to a recent poll by housing charity Shelter, its estimated that over 1 million borrowers in the United Kingdom are exchanging mortgage debt for plastic. Survey results published yesterday revealed 6% of respondents liable for rent or mortgage said they paid by credit card at some point in the last 12 months

Balance transfer credit cards
If you have large unpaid balances on existing credit cards then balance transfer credit cards maybe an ideal choice for you. Balance transfer cards can be the ideal way to reduce your credit card debt and lower monthly payments, especially with the current credit crisis. Find out how balance transfer cards work, how to chose the best balance transfer card, how to qualify and our special tips to save the most on a balance transfer credit card.

Choosing the right credit card
With so many credit cards to choose from its crucial you think about how you intend to use the card. The questions below should help you figure out what type of credit card is best for your situation, but finding the best card is a fairly complicated process. Use our savings calculator on the compare page to find the credit card that is right for you.

Advantages of using credit cards
Credit cards are the most flexible and convenient way of borrowing money in the short term, provide free benefits like purchase protection and incentives such as airline miles, cashback etc. Used correctly you can save hundreds of pounds by using a credit card instead of cash.


The content and information on this website are intended as information only and shall not be construed as financial advice or recommendations of any nature in accordance with the Financial Services and Markets Act 2000 nor is it intended to address specific financial requirements.
Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your own research.