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Over a million UK borrowers paid mortgage with credit card
According to a recent poll by housing charity Shelter, its estimated that over 1 million borrowers in the United Kingdom are exchanging mortgage debt for plastic. Survey results published yesterday revealed 6% of respondents liable for rent or mortgage said they paid by credit card at some point in the last 12 months

RBS & HSBC rationing credit cards to existing bank customers
Two of the largest British Banks, RBS and HSBC, are trying to reduce risks of their credit card portfolio by restricting new credit card applications to only their current account customers. RBS made these changes on Oct. 1 .These changes also apply to their NatWest brand of credit cards.

UK credit card lending & repayments still falling but at a lower rate
According to Q2 2009 data release by APAC's, gross credit card lending to individuals during the second quarter of 2009 amounted to £30.7 billion and repayments were £30.0 billion.

Balance transfer credit cards
If you have large unpaid balances on existing credit cards then balance transfer credit cards maybe an ideal choice for you. Balance transfer cards can be the ideal way to reduce your credit card debt and lower monthly payments, especially with the current credit crisis. Find out how balance transfer cards work, how to chose the best balance transfer card, how to qualify and our special tips to save the most on a balance transfer credit card.

Choosing the right credit card
With so many credit cards to choose from its crucial you think about how you intend to use the card. The questions below should help you figure out what type of credit card is best for your situation, but finding the best card is a fairly complicated process. Use our savings calculator on the compare page to find the credit card that is right for you.

Advantages of using credit cards
Credit cards are the most flexible and convenient way of borrowing money in the short term, provide free benefits like purchase protection and incentives such as airline miles, cashback etc. Used correctly you can save hundreds of pounds by using a credit card instead of cash.